About Mrs Frugalista

I am a thirty-something wife and mom living on the east coast. I enjoy living a frugal life and sharing with others what I know. I support living debt free and encourange others to strive to reach that goal.

I work in the mortgage business and also have a second job in the retail industry.

You can email me at: tobedebtfree@live.com

~Mary *Mrsfrugalista*

Tuesday, September 29, 2009

Walgreen Trip #2

This is my 2nd trip of 4 total for Monday! Here is what I got this time:

1 Oral B 123 Toothbrush (Sale Price: $3.00-$1.00 Manufacturer Coupon)

1 Chapstick (Sale Price: $2.99)

Then I had to get some Filler Items ... So, I got:

1 Reese Peanut Butter (.69)
1 M&M's (.50)

I used 1 $4 RR from the Theraflu and $2 RR from the Herbal Essence Shampoo

Total with Tax: $.62!

Then,  I received a $3 RR for the toothbrush and $3 RR for the Chapstick!



Its a Walgreens Week!

This week, I've been having fun shopping at Walgreens! I will share my trips! I've been getting some great deals!

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Monday Trip #1

2 Boxes of Theraflu Cold and Cough (On sale for 2/$8, plus get a $4 Register Rewards, and I used 2 $2 coupons found in their Healthy Savins Booklet)

1 Herbal Essence Shampoo ( On sale for $2.99, I used a $1 coupon, and received a $2 Register Rewards)

1 La Cross Smoothing Block (.99)

1 Camp Rock Activity Book ( Clearance-$.74)

1 Walgreens Childrens Activity Book (Clearance-$.25, which I bought because therer are some good coupons in there!)

Total:$8.44
Used $5 Register Rewards

Paid $3.44 Out of Pocket

Plus, I received $4 RR for the Theraflu and $2 RR for the Herbal Essence!

Thursday, September 24, 2009

My CVS Trip

It didn't exactly go as planned, but here it is:

I initially purchased:

1 Toothpaste Aquafresh (2.99-$1.00 manu coupon=1.99)
3 Dry Idea Deoderant (2.29x3=6.87-6.00 manu coupon=.87)
4 Kleenex (.97x4=3.88-1.00 manu coupon)

Well the above is what I intended on purchasing. However, after I got home, I realized that I got charged $2.29 for each Kleenex!!!!! Needless to say, I went back to return them! However, because of me using ECBS, I could only get back what I paid in cash.So, I returned 3 kleenex and got cash back=7.60+ the manager let me take the other kleenex home since I couldn't return it. So, truthfully, I didn't pay anything, as I got my cash back.

End result=$5 ECB for my next purchase!


So, I believe I did pretty well!

Sunday, September 20, 2009

CVS 9/20-9/26 .70+tax oop

This is how I am rolling this week:


1 Aquafresh Iso Active Toothpaste
3 Dry Idea Deoderant
4 Kleenex Facial Tissue

$6.70 total
-$6.00 ECB (From last week: listerine+colgate total)
=.70+tax oop

Plus: I'm getting $5 ECB back! :)

CVS DEALS 9/20-9/26

You can get some good deals at CVS for Free or Almost Free!

Some things to Keep in Mind:

  • Manufacturer Coupons are taken at Face Value
  • You can combine Manufacturer Coupons and CVS Coupons
  • Part of the good deals is that they give you Extra Care Bucks which can be used on a future purchase


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This week's Good Deals:

Crest Pro Health Toothpaste 4.2 oz or Crest Pro Health Rinse 250ml
Sales Price: $2.99-$2.00 ECB=.99
If you have a manufacturer coupon, you can possibly get it for free!
Limit 1

KLEENEX Facial Tissue
Sales Price: .96
Use $1 off 4 boxes manufacturer coupon that expires 9/30/09
.96x4=$3.84-1.00 coupon=2.84
Final Price Per Box=.71
Limit 4

Dry Idea Deoderant
Sales Price: 2.29
ECB $1
Limit 3
Use $2.00/1 Printable coupon
$2.29x3=6.87-6.00 Printable Manufacturer Coupon=.87
Plus you will get $3.00 back in ECB you can use for a future purchase! :) All in all, you are making $2.13 for purchasing these!

AquaFresh Iso-Active Whitening Toothpaste 4.3oz
Sales Price: $3.99
ECB:$2.00
Use $1.00 Printable Manufacturer coupon
$3.99-$1.00 Manufacturer Coupon=2.99
Then you will get $2.00 back in ECB!
Final Price: $.99

Remember, Each week you can use your ECBS for your purchases, so your Out of Pocket is very small! :)

Creating a Budget

I would say creating a budget would be the first step to getting a hold on your debt. It will start the process to change your spending habits and really make you take a look at your spending. It will allow you to be accountable and see everything on paper.

The first step in order to create a budget is to write down all your bills. You can just grab a notebook and write it all down, or you can use a printable such as:

http://www.momsbudget.com/printables/householdbudgetprint.html

http://www.daveramsey.com/media/pdf/fpu_qbudget.pdf

I believe seeing everything listed on paper will make it more "Real". You need to know where you money is going or where it is supposed to be going. Having it all down on paper will lead you to the next step which is cutting back on your expenses! This will be especially helpful if you are like most people who are in debt and attempting to be DEBT FREE!!!!!

I personally create a monthly budget each month. I update it weekly, as our incomes are weekly and bi-weekly and do fluctuate. I do keep a seperate worksheet for our debt and update it monthly,as well.

Welcome

I have begun this blog to share my journey to be debt free, as well as to help other achieve the same goal.

I will share tips on creating a budget, Paying off debt, Saving Money, Using Coupons with Sales to maximum savings, and much more!

Welcome to To Be Debt Free!