About Mrs Frugalista

I am a thirty-something wife and mom living on the east coast. I enjoy living a frugal life and sharing with others what I know. I support living debt free and encourange others to strive to reach that goal.

I work in the mortgage business and also have a second job in the retail industry.

You can email me at: tobedebtfree@live.com

~Mary *Mrsfrugalista*

Saturday, January 30, 2010

January, 2010 Goal Update

I am still making progress which is the goal here. December was a little tough, and we had a little set back with the holidays. But, Bringing back up the debt payoff to 6.6% now. The one thing I did though at the end of last year was start a Christmas, 2010 Christmas savings fund, which I'm progressing nicely toward. I'm *hoping* by June for it to be fully funded!

I would love to pay off one debt every month. However, I'm not sure if that is realistic. One education debt is almost paid off, only need to pay $51 more dollers so that will paid probably next week and that is one down.

End of January,2010 standings:

Debt Payoff: 6.6%
Emergency Savings Fund: 34.8%
Christmas 2010 Fund: 33%

Financial Aspirations for February,2010:

Pay off debt "N"
To get Debt Payoff to 8% paid off by the end of February,2010
To build emergency fund to 45% funded
To build Christmas 2010 fund to 44% funded

Slowly but steadily, I'm getting it done!

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